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Free Book Rebuilding Lives Through Bankruptcy

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You will learn how to:

  • Save Your House 
  • Save Your Car 
  • Save Your Cash 
  • Save Your Marriage 
  • Save Your Family
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Our Services

With over 20 years combined legal experience, our attorneys can help you eliminate debt and get a fresh start.

Chapter 7 Bankruptcy

Eliminathe debt while keeping assets.

  • Garnishment
  • Creditor Harrassment
  • Collection Calls
  • Foreclosure

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Chapter 13 Bankruptcy

Develop a repayment plan to reduce or eliminate debt.

  • Keep your house
  • Keep your car
  • Get caught up 

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IRS Debt Negotiation

Reduce or eliminate tax debt to the State and IRS through negotiation, offer in compromise, or bankruptcy.

Don't pay more than you have to!

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Debt Settlement

Let us negotiate for you.

  • Lower payments
  • Modify your mortgage
  • Reduce interest rates
  • Create payment plans

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Chapter 11 Business Bankruptcy

We can help reorganize debts and liquidate the company, while protecting your personal assets as much as possible.

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Fair Debt Collection 

Don't let debt collectors harrass or embarass you. The Fair Debt Collection Practices Act (FDCPA) protects you from the antics of debt buyers. We can help!

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Fair Credit Reporting 

Make sure your discharged, settled, or out-of-date debt is reported properly. We will make sure your creditors comply with the Fair Credit Reporting Act (FCPA).

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Budget Planning

Sometimes all you need is some help planning your family budget. We can give you a fresh look on your situation and help you create a workable strategy.

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Meet Our Attorneys

William Grafton

William A. Grafton, Esq.

Will is a Maryland Bankruptcy Attorney with more than 10 years experience helping consumers get out of debt. He is a member of the National Association of Consumer Bankruptcy Attorneys. more

Kelly Grafton

Kelly A. Grafton, Esq.

Kelly is an experienced litigator, having represented corporate and personal clients in both Federal and Maryland courts. She has extensive experience drafting and managing civil appeals and representing clients in court. more

The Bankruptcy Code requires us to say that we are a Debt Relief Agency. We assist individuals, families, and companies in filing for bankruptcy protection under the United States Code. Providing legal advice requires applying the law to a specific set of circumstances. Unless we have formed an attorney-client relationship in person or over the telephone, nothing in this site is intended or should be construed to be legal advice specific to your situation. Blog posts by attorneys of this Firm and guest writers are for informational purposes only and are not legal advice specifically tailored to your unique circumstances. This website and the information contained therein should not be relied upon as legal advice. 

You are advised to consult an attorney about your personal circumstances.

10.0William Asa Grafton
William Asa GraftonReviewsout of 5 reviews
10.0Kelly Ann Grafton
Kelly Ann GraftonReviewsout of 1 review
Legal Excellence Award Winner